Are Banks Closed on Juneteenth Holiday?
Celebrated on June 19th, is a significant federal holiday commemorating the end of slavery in the United States. Since becoming a federal holiday in 2021, many Americans wonder: Are banks closed on Juneteenth?
Thank you for reading this post, don't forget to subscribe!In this article, we’ll cover:
✔ Is Juneteenth a federal bank holiday?
✔ Which banks and financial institutions will be closed?
✔ How this affects ATM access, online banking, and transactions
✔ What to do if you need banking services on Juneteenth
Let’s dive in!
Is Juneteenth a Federal Bank Holiday?
Yes, Juneteenth (June 19) is an official federal holiday, meaning most banks will be closed. This includes:
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National banks (Chase, Bank of America, Wells Fargo, etc.)
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Credit unions (if they follow the Federal Reserve schedule)
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The Federal Reserve (which means no transactions will be processed until the next business day)
Since the holiday falls on Wednesday, June 19, 2024, banks will observe it similarly to other federal holidays like Memorial Day or Labor Day.
Which Banks Will Be Closed on Juneteenth?
Most major U.S. banks will close in observance of Juneteenth, including:
✅ Chase Bank
✅ Bank of America
✅ Wells Fargo
✅ Citibank
✅ U.S. Bank
✅ TD Bank
✅ PNC Bank
Credit unions that follow the Federal Reserve schedule will also be closed. However, some online-only banks (like Ally or Chime) may still offer limited services since they operate digitally.
Pro Tip: Check your bank’s website or mobile app for official holiday hours.
How Does Juneteenth Affect ATM and Online Banking?
While physical bank branches will be closed, you can still:
✔ Use ATMs (withdrawals, deposits if supported)
✔ Access online banking & mobile apps (check balances, transfer money)
✔ Make debit/credit card purchases
However, some transactions won’t process until the next business day, such as:
❌ Wire transfers
❌ Check deposits
❌ Loan approvals
If you have urgent banking needs, plan ahead or use digital banking options.
What If I Need Banking Services on Juneteenth?
If your bank is closed, here’s what you can do:
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Use Online Banking – Most banks allow mobile deposits and transfers.
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Visit an ATM – Withdraw cash or deposit checks (if supported).
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Contact Customer Service – Some banks offer 24/7 phone support.
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Plan Ahead – Schedule payments or transfers before the holiday
Final Thoughts: Plan Ahead for Juneteenth Bank Closures
Since Juneteenth is a federal holiday, most banks will be closed on June 19. While ATMs and online banking remain available, transactions requiring bank processing will be delayed.
Key Takeaways:
✔ Most major banks will be closed.
✔ ATMs and digital banking still work.
✔ Plan transactions in advance if needed.
Did you find this helpful? Let us know in the comments! And if you’re planning a visit to the bank, check their holiday schedule to avoid surprises.
FAQ: Banks on Juneteenth
Q: Will direct deposits go through on Juneteenth?
A: If Juneteenth falls on a weekday, direct deposits may be delayed until the next business day.
Q: Are credit unions closed on Juneteenth?
A: Most follow the Federal Reserve schedule and will be closed.
Q: Can I deposit a check on Juneteenth?
A: Mobile deposits may work, but processing will likely happen the next day.